PPSR

PERSONAL

PROPERTY

SECURITY

REGISTRY

The PPSR is an online notice registry that allows individuals and juridical entities to create, perfect, and register security interests over personal property.

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PUBLIC ADVISORY No. 2025-007

Please be advised that the LRA web hosting site will undergo scheduled maintenance on the following date and time:

Maintenance Schedule:

Start Date : April 05, 2025 09:00 AM
End Date : April 05, 2025 11:59 PM

During this period, all systems and websites under the lra.gov.ph domain including the PPSR system will be temporarily unavailable.

We apologize for any inconvenience this may cause and appreciate your understanding. Please plan your activities accordingly to avoid any disruption.

WHAT PPSR OFFERS

ONLINE REGISTRATION OF SECURITY INTEREST

Register Notice

Registering on the PPSR means creating an official record that indicates a creditor’s claim over personal property as collateral for a loan or obligation. This record helps protect the interest creditor’s in the property

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Search Notice

Searching the PPSR allows individuals or businesses to check if there are any existing claims or security interests registered against personal property. This is important for potential buyers or lenders to ensure the property is free from other claims.

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Amend Notice

Amending a registration involves updating or modifying the details of an existing record. This could include changes to the creditor’s information, the description of the collateral, or the terms of the security interest.

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Terminate Notice

Terminating a registration on the PPSR means removing the record from the registry. This typically happens when the secured obligation has been fulfilled, and the creditor no longer has a claim over the property.

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Certify Notice

Certifying involves obtaining an official document that confirms the details of a registration or search result. This certified document can be used for legal or official purposes.

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Auction

An auction notice is a public announcement that personal property, which is subject to a security interest, will be sold at auction. This usually occurs when the debtor defaults on their obligation, and the creditor exercises their right to sell the collateral to recover the debt.

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